Child Care Center Feasibility Study in the Louisville/Jefferson County, KY-IN Metro Area

Louisville/Jefferson County: where child care center lending stands

Louisville/Jefferson County child care lends close to its national share, at 0.93x, but in smaller amounts, since the median loan is 0.66x the national median. For child care centers, the Louisville/Jefferson County, KY-IN total is 29 loans and $23.3 million over FY2017 to FY2026. Locally the class stands 6 of 39, and Louisville/Jefferson County, KY-IN is 62 of 493 among all metro and micro areas. The Louisville/Jefferson County location quotient of 0.93x puts child care centers below their national share of loans. The median loan of $300,000 is 0.66x the national median, so Louisville/Jefferson County loans run smaller than the national norm.

The band for the middle half of child care center loans starts at $75,000 and ends at $841,900. A project needing much more than $841,900 would sit outside the usual Louisville/Jefferson County band. Neither 7(a) nor 504 receives a Louisville/Jefferson County count, since Loan Analytics keeps both back. Franchise share stands at 17.2% for child care centers. A reviewer reads requests against $300,000. The usual spread runs $75,000 to $841,900. The brand decision belongs in the study. Nothing printed here settles program fit. Home-based providers sit in the same code as centers, which blurs what each loan financed.

Lenders, counties and years for child care centers

The county table lists Jefferson County, KY (24 loans). The years that print are FY2019 (0 loans, $0), FY2024 (5 loans, $5.1 million), FY2025 (5 loans, $5.7 million) and FY2026 (5 loans, $2.7 million). Unlisted years are suppressed. Their loan counts are thin. No gap is a zero. Printed Louisville/Jefferson County volume says little about direction. Sponsors should know the Louisville/Jefferson County record first. The study adds what the record lacks.

Questions a child care center study in Louisville/Jefferson County must answer

For Louisville/Jefferson County, neither cancellation nor charge-off rates print. Its cohort falls under 30 loans. The page carries no loss figures. Louisville/Jefferson County is defined by the 2023 delineation. The project county places the loan. The match is made on name alone. Loans without a match drop out. The Louisville/Jefferson County total is 29 loans and $23.3 million. A study supplies what totals cannot. A sponsor planning a child care center near Louisville/Jefferson County should expect the study to test staff-to-child ratios; tuition against payroll and ratios; centers already serving them; playground and safety cost against the $300,000 median; parent drop-off flow; enrollment by age group; how fast enrollment nears licensed capacity; teacher recruitment and turnover; and the appraisal of a specialised building. This page offers no assurance to child care center sponsors. Every request is judged separately.