Feasibility Study Data for the Wenatchee-East Wenatchee, WA Metro Area

Hotels and orchards-country wineries

Wenatchee-East Wenatchee records 227 loans and $158.7 million from FY2017 to FY2026 and ranks 291 of 928. Hotel and motel has the most loans of any tracked class, 23, and beverage manufacturing, covering breweries, wineries and distilleries, comes second with 12. Full-service restaurant and limited-service restaurant have 7 each and self storage 5. Another 151 loans fall in no tracked class. Chelan County, WA holds 165 loans and Douglas County, WA 62.

The measured floor is the feature: cancellation reached 13.8% of approvals dated through FY2024, at the least. SBA publishes no ceiling for this and no charge-off rate either; our page invents neither and reads neither as zero. A lender looking at this area will see a high floor for cancellation and no published figure about losses afterward. Douglas County's 62 loans sit beside Chelan County's 165, so a study should state which county the site lies in and use that county's record.

Size and mix

Median borrowing is $200,000, 0.96x the national level, with loans in the middle band running from $50,000 to $674,350. Franchise brands appear in 10.6% of loans, and the record leans on lodging and drink production. Of the total, 204 are 7(a) and 23 are 504, and Evergreen Business Capital holds 12 of the 504 loans worth $16.0 million.

The names below are as SBA lists the institution holding each loan, and they say nothing about a lender's choices. Washington Trust Bank holds 25 7(a) loans worth $5.3 million, Banner Bank 19 worth $1.8 million, Wells Fargo Bank National Association 17 worth $3.1 million, Peoples Bank (WA) 15 worth $9.3 million and Numerica CU 14 worth $3.7 million. Peoples Bank (WA) averages the largest loans among them. Approvals ran from 14 loans in FY2020 to 38 loans and $24.7 million in FY2025.

What a Wenatchee study must prove

A study should separate seasonal and visitor demand from resident demand, particularly for lodging, and should test whether a new use competes with the lodging and beverage supply already financed. Since a good share of approvals here lapse, the work must also make plain that the loan can realistically close. Coverage, cost and an appraisal that supports value follow. The 2023 delineation assigns the two counties. This page gives context to lenders and borrowers and promises nothing.