Trenton Business Assistance Corporation: SBA Lending Record
What SBA's own loan files show about Trenton Business Assistance Corporation as an SBA lender, and how a lender's record bears on a feasibility study.
What SBA's file shows for Trenton Business Assistance Corporation
SBA files 1,094 loans approved in FY2017 to FY2026 under Trenton Business Assistance Corporation as holder. $1.33 billion gross was approved on the 1,094 loans held by Trenton Business Assistance Corporation. These 1,094 loans are ones SBA shows Trenton Business Assistance Corporation holding or having held. SBA, never Trenton Business Assistance Corporation, is the guarantor. SBA tags 241 of the loans as 7(a), 853 as 504, under Trenton Business Assistance Corporation; 504 leads. SBA lists Trenton Business Assistance Corporation, a CDC, as 504 holder. On Trenton Business Assistance Corporation projects, first-lien lenders go uncredited.
1,094 loans sit at Trenton Business Assistance Corporation, 724 with no tracked class; the others fill Trenton Business Assistance Corporation class rows. For Trenton Business Assistance Corporation, full-service restaurant leads the class rows, 69 loans. After that, 46 in child care center, hotel and motel with 39 loans and medical office at 27. Lower Trenton Business Assistance Corporation rows: limited-service restaurant (24), 23 loans in automotive mechanical repair and 17 in liquor store. Trenton Business Assistance Corporation: more rows in the table.
Trenton Business Assistance Corporation: floors on cancelled and charged-off loans
20.7%: the floor on cancellations, among Trenton Business Assistance Corporation approvals from FY2017 to FY2024. If Trenton Business Assistance Corporation loans still undisbursed count as cancelled, 24.9% follows as a ceiling. Between 20.7% and 24.9% lie Trenton Business Assistance Corporation approvals SBA still shows undisbursed. Loan Analytics prints no Trenton Business Assistance Corporation charge-off floor for FY2017 to FY2021. Trenton Business Assistance Corporation outcomes show; reasons do not. Trenton Business Assistance Corporation cohort rates cover FY2017 to FY2021 disbursements. Trenton Business Assistance Corporation: 20.7% is a floor, 1,094 loans notwithstanding, not a forecast. Trenton Business Assistance Corporation rates stay floors; 1,094 loans could still lift 20.7%.
Trenton Business Assistance Corporation in a study
Trenton Business Assistance Corporation, a Certified Development Company, comes with 1,094 loans of background. Trenton Business Assistance Corporation credit standards stay undescribed. For Trenton Business Assistance Corporation, weigh child care center, 1,094 loans deep, and the project against the trade area. Trenton Business Assistance Corporation projects: first-lien lenders go unrecorded; 1,094 loans or not, the study names them.
1,094 loans at Trenton Business Assistance Corporation: context only. For Trenton Business Assistance Corporation, a project proves itself alone in the trade area. 1,094 loans at Trenton Business Assistance Corporation do not carry full-service restaurant demand, Trenton Business Assistance Corporation cannot; the trade area conditions do, not Trenton Business Assistance Corporation. Budget lines meet raised funds, 1,094 loans staying aside. 1,094 loans give Trenton Business Assistance Corporation breadth, not depth. Trenton Business Assistance Corporation must survive 20.7% as a minimum, not as the aim. Trenton Business Assistance Corporation aside, debt service coverage keeps 20.7% and 24.9% in view, on stabilized income. At Trenton Business Assistance Corporation, loan size follows appraised value. Trenton Business Assistance Corporation: a study delivers a file, never approval.
SBA loans held by Trenton Business Assistance Corporation
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
One organisation under two SBA identifiers: a CDC (504) that also lends under 7(a), linked by equal normalised name and equal lender state (manifests/ld2/lender-links.csv).
| Loans approved, FY2017 to FY2026 | 1,094 |
|---|---|
| Gross dollars approved | $1.33 billion |
| SBA 7(a) loans | 241 |
| SBA 504 loans | 853 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 20.7% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | 24.9% |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 724 |
| Full-service restaurant | 69 |
| Child care center | 46 |
| Hotel and motel | 39 |
| Medical office (physicians) | 27 |
| Limited-service restaurant | 24 |
| Automotive mechanical repair (car and truck) | 23 |
| Liquor store | 17 |
| Grocery store | 17 |
| Warehouse and distribution | 12 |
| Dental office | 12 |
| Fitness center | 12 |
| Beverage manufacturing (breweries, wineries, distilleries) | 10 |
| Rehabilitation and therapy clinic | 9 |
| Car wash | 8 |
| Nonresidential lessor (flex, office and retail investor buildings) | 7 |
| Caterers (includes banquet halls with catering staff) | 7 |
| Beauty salon | 6 |
| Marina | 5 |
| Coffee shop and snack bar | 5 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
The state breakdown is withheld, so that no group of fewer than 5 loans can be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0445196.
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