Iowa Business Growth Company: SBA Lending Record
What SBA's own loan files show about Iowa Business Growth Company as an SBA lender, and how a lender's record bears on a feasibility study.
274 loans trace to Iowa Business Growth Company for approvals in FY2017 to FY2026, $212.6 million gross. Iowa Business Growth Company shows 274 504 loans, and no 7(a) loans. 274 504 loans list Iowa Business Growth Company as their development company. Iowa Business Growth Company does not guarantee 274 loans; SBA does. Iowa Business Growth Company projects: first-lien lenders are not credited.
Iowa Business Growth Company: classes and states
Iowa Business Growth Company ranks by loans as Limited-service restaurant, 19, Hotel and motel, 17, Dental office, 13, Child care center, 13 and Car wash, 9. The largest Iowa Business Growth Company group, 156 loans, fits no tracked class.
Iowa Business Growth Company: cancellations and charge-offs
Iowa Business Growth Company approvals cancelled after approval, FY2017 to FY2024: 14.9%, a floor. Iowa Business Growth Company ceiling: withheld, per Loan Analytics' own rule. Iowa Business Growth Company ceiling: no zero, no estimate. Iowa Business Growth Company has no charged-off rate to print. Iowa Business Growth Company had under 30 of 274 loans disbursed in FY2017 to FY2021. Iowa Business Growth Company rate: withheld by Loan Analytics' own rule. Iowa Business Growth Company floors rise only as loans age.
Iowa Business Growth Company in a feasibility study
Iowa Business Growth Company lists 19 loans in the Limited-service restaurant class. Iowa Business Growth Company study must prove seating demand. For 19 Limited-service restaurant loans, comparable sales stays open. Iowa Business Growth Company study also needs labour and food cost. 17 loans of Iowa Business Growth Company fall in the Hotel and motel class. Iowa Business Growth Company study must prove room supply nearby. Iowa Business Growth Company: renovation reserves remains open across 17 Hotel and motel loans. Iowa Business Growth Company total of $212.6 million says nothing about any one site. 156 Iowa Business Growth Company loans fit no tracked class. Iowa Business Growth Company: the project must carry the case. 274 504 loans at Iowa Business Growth Company: show first-lien debt and equity. Iowa Business Growth Company should be asked directly what it needs. 274 loans at Iowa Business Growth Company do not measure demand at one site. Iowa Business Growth Company totals trail supply near the site. Iowa Business Growth Company study revenue assumptions need written support. Iowa Business Growth Company request: build cost quoted, not assumed. Iowa Business Growth Company request: coverage holds on cautious revenue.Appraised value rests on the site; the Iowa Business Growth Company record cannot supply it. Iowa Business Growth Company study needs a downside case in writing. Iowa Business Growth Company: state assumptions, test coverage, support value. Iowa Business Growth Company carries $212.6 million in gross approvals on 274 loans. Iowa Business Growth Company equity belongs in the study.
Iowa Business Growth Company cancellation floors stop at FY2024 approvals. Iowa Business Growth Company totals add FY2025 and FY2026 approvals. Iowa Business Growth Company figures describe loans held, not lender practices. 274 loans cannot predict one new request to Iowa Business Growth Company. For Iowa Business Growth Company, a withheld value is never a zero.
SBA loans held by Iowa Business Growth Company
SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).
7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.
| Loans approved, FY2017 to FY2026 | 274 |
|---|---|
| Gross dollars approved | $212.6 million |
| SBA 7(a) loans | 0 |
| SBA 504 loans | 274 |
Cancellation and charge-off
| Cancelled after approval, FY2017 to FY2024 approvals (a floor) | 14.9% |
|---|---|
| The same, counting loans still undisbursed as cancelled (a ceiling) | withheld |
| Charged off to date, FY2017 to FY2021 disbursed loans (a floor) | withheld |
Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.
Loans by asset class
| Asset class | Loans |
|---|---|
| Not in any of the 39 asset classes | 156 |
| Limited-service restaurant | 19 |
| Hotel and motel | 17 |
| Dental office | 13 |
| Child care center | 13 |
| Car wash | 9 |
| Fitness center | 8 |
| Self storage | 7 |
| Automotive mechanical repair (car and truck) | 7 |
| Full-service restaurant | 7 |
Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.
The state breakdown is withheld, so that no group of fewer than 5 loans can be derived.
A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.
Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-cdc-0188287.
Related feasibility study pages
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