D. L. Evans Bank: SBA Lending Record

What SBA's own loan files show about D. L. Evans Bank as an SBA lender, and how a lender's record bears on a feasibility study.

The FY2017 to FY2026 record for D. L. Evans Bank runs to 296 approved loans and $34.4 million gross. The $34.4 million for D. L. Evans Bank counts approved dollars, not balances. 296 loans sit under SBA 7(a), every D. L. Evans Bank loan here. D. L. Evans Bank reads 0 under SBA 504. 296 loans are records SBA keeps on D. L. Evans Bank. SBA, not D. L. Evans Bank, carries each guarantee. Each of the 296 loans is assigned to D. L. Evans Bank now, or last held by it. For D. L. Evans Bank, the split means SBA 7(a) only: 296 loans. Here, D. L. Evans Bank means the holder SBA names. D. L. Evans Bank's 296 loans span FY2017 to FY2026 approvals.

D. L. Evans Bank: asset classes and states

For D. L. Evans Bank, these classes lead: medical office with 9 loans; rehabilitation and therapy clinic with 7 loans. Another 257 loans credited to D. L. Evans Bank fall outside all of those classes. D. L. Evans Bank's 296 loans: a slice sits in named classes. D. L. Evans Bank lists 9 loans in medical office. D. L. Evans Bank's state listing shows only Idaho, with 289 loans. Set beside D. L. Evans Bank's 296 loans, that is its share. D. L. Evans Bank's counts are a map only.

D. L. Evans Bank: outcome floors

4.8% of D. L. Evans Bank approvals, FY2017 to FY2024, were cancelled. For D. L. Evans Bank, 4.8% is a floor. D. L. Evans Bank's floor stops at FY2024 approvals. For D. L. Evans Bank, 6.8% is the ceiling. The D. L. Evans Bank ceiling counts undisbursed loans as cancelled. The D. L. Evans Bank rate sits between 4.8% and 6.8%. D. L. Evans Bank has no charge-off rate here. For D. L. Evans Bank, under 30 loans means no rate. D. L. Evans Bank: its disbursed cohort is small. D. L. Evans Bank: a blank is not a zero.

D. L. Evans Bank: the study comes first

D. L. Evans Bank's $34.4 million and 296 loans are on record. At D. L. Evans Bank, demand comes first: who pays? For D. L. Evans Bank, cost is second; 296 loans do not replace a quote. For D. L. Evans Bank, third is debt service coverage. D. L. Evans Bank: 4.8% is a floor. At D. L. Evans Bank, the appraisal comes last: 296 loans cannot set your value. D. L. Evans Bank's record cannot settle cost. Here D. L. Evans Bank is a holder, not a verdict. D. L. Evans Bank's 296 loans state nothing about its requirements. Ask D. L. Evans Bank directly. Test first, then compare with D. L. Evans Bank's 296 loans. Ask D. L. Evans Bank what a complete study contains.

SBA loans held by D. L. Evans Bank

SBA guarantees these loans; the lender does not. The lender's name and every figure come from the U.S. Small Business Administration's public 7(a) and 504 FOIA file (data.sba.gov).

7(a) lender is the bank or lender the loan is currently assigned to (or last held it), as SBA records it; 504 lender is the Certified Development Company (CDC). 504 third-party (first-lien) lenders are free text with no identifier and are not credited.

Loans approved, FY2017 to FY2026296
Gross dollars approved$34.4 million
SBA 7(a) loans296
SBA 504 loans0

Cancellation and charge-off

Cancelled after approval, FY2017 to FY2024 approvals (a floor)4.8%
The same, counting loans still undisbursed as cancelled (a ceiling)6.8%
Charged off to date, FY2017 to FY2021 disbursed loans (a floor)withheld

Both rates are floors. SBA withholds the status of open loans, so a loan counts as charged off only once SBA reports it; a rate needs at least 30 loans in its cohort and is otherwise not reported.

Loans by asset class

Asset classLoans
Not in any of the 39 asset classes257
Medical office (physicians)9
Rehabilitation and therapy clinic7

Classes with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

Loans by project state

State or areaLoans
Idaho289

States with 5 or more loans; smaller ones are withheld, and more where a small one could be derived.

A value marked withheld rests on fewer than 5 loans, or is withheld so that such a figure cannot be derived from other published figures.

Source: U.S. Small Business Administration, 7(a) and 504 loan-level FOIA files (data.sba.gov), as of 2026-09-30; Loan Analytics lender cell LP-fdic-11666.

Loan Analytics prepares the feasibility study a lender reads before it commits: for a commercial project anywhere in the United States, financed under SBA 7(a), SBA 504, USDA Business and Industry or a conventional bank loan, by D. L. Evans Bank or any other lender. Tell us the project and the lender's deadline, and we reply with scope, timeline and fee.

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