Cambridge Savings Bank: SBA Lending Record

Loans held and dollars at Cambridge Savings Bank

Under Cambridge Savings Bank as holder, SBA lists 277 loans from FY2017 to FY2026. Cambridge Savings Bank loans: $71.3 million in gross approved dollars, 277 loans in all. SBA, not Cambridge Savings Bank, guarantees each of the 277 loans held, now or earlier, by Cambridge Savings Bank. By program, 277 are 7(a), none 504, at Cambridge Savings Bank; a 7(a) book throughout. Cambridge Savings Bank appears as holder, current or last.

184 of 277 loans have no tracked class, which leaves Cambridge Savings Bank class rows thinner. For Cambridge Savings Bank, full-service restaurant leads the class rows, 40 loans. Then limited-service restaurant with 20 loans, beauty salon at 8 and fitness center (7). Lower Cambridge Savings Bank rows: 6 loans in liquor store. Smaller Cambridge Savings Bank classes: see the page table.

Cambridge Savings Bank file shows, by state, 267 in Massachusetts. Outside those places, Cambridge Savings Bank offers a project no local loans. Cambridge Savings Bank: one state, thin comparisons.

Cambridge Savings Bank: loans cancelled or charged off

Cambridge Savings Bank approvals, FY2017 to FY2024: 10.1%, at least, were cancelled after approval. If Cambridge Savings Bank loans still undisbursed count as cancelled, 11.9% follows as a ceiling. Between 10.1% and 11.9% lie Cambridge Savings Bank approvals SBA still shows undisbursed. Cambridge Savings Bank: 9.4% is charged off, a floor, across 170 loans disbursed FY2017 to FY2021. For Cambridge Savings Bank, the five-year charge-off figure is 6.5%. Cambridge Savings Bank outcomes show; reasons do not. Cambridge Savings Bank cohort rates cover FY2017 to FY2021 disbursements. Cambridge Savings Bank: 10.1% is a floor, 277 loans notwithstanding, not a forecast. Cambridge Savings Bank loans keep seasoning, 277 of them; 10.1%, a floor, may climb.

Cambridge Savings Bank: what a borrower can take

Cambridge Savings Bank, a bank or lender: 277 recorded loans lend context. Cambridge Savings Bank has no row that says what Cambridge Savings Bank wants from a borrower. For Cambridge Savings Bank, compare full-service restaurant, 277 loans deep; Massachusetts, set beside the project. Cambridge Savings Bank: other sources go in the study.

277 loans at Cambridge Savings Bank: context only. For Cambridge Savings Bank, a project proves itself alone in Massachusetts. 277 loans at Cambridge Savings Bank set no limited-service restaurant demand; Massachusetts conditions decide it, not Cambridge Savings Bank. Each budget line, 277 loans aside, meets raised funds. 277 loans give Cambridge Savings Bank breadth, not depth. For Cambridge Savings Bank, a margin that survives 11.9%, not only 10.1%, serves the study. Cambridge Savings Bank aside, debt service coverage keeps 10.1% in view, on stabilized income. At Cambridge Savings Bank, loan size follows appraised value. Cambridge Savings Bank: no study promises approval; 277 loans or none, it prepares the file.