SBA 7(a) Physical Therapy Clinic Feasibility Study in Oklahoma

Oklahoma rehabilitation and therapy clinic lending in SBA's records

In Oklahoma, SBA 7(a) approved 36 loans in the rehabilitation and therapy clinic class. Across FY2017 to FY2026 in Oklahoma that came to $15.4 million gross. Counting rehabilitation and therapy clinic loans, Oklahoma ranks 25 across states for rehabilitation and therapy clinic under this program, and rehabilitation and therapy clinic sits 15 of 39 among Oklahoma classes. A median of $195,150 is 1.39x of the national rehabilitation and therapy clinic median under SBA 7(a), so Oklahoma runs above the norm. For rehabilitation and therapy clinic in Oklahoma, the middle half spans $50,000 to $500,000, and franchise flags mark 2.8% of Oklahoma rehabilitation and therapy clinic loans.

Who holds the rehabilitation and therapy clinic loans, and where

The largest named rehabilitation and therapy clinic holder in Oklahoma is BancFirst: 7 loans worth $2.7 million. Holders in Oklahoma are those SBA currently lists. The Oklahoma rehabilitation and therapy clinic county count starts with Oklahoma at 14, Tulsa at 11, Cleveland at 4, Washington at 3, Carter at 1.

Timing of Oklahoma approvals

The Oklahoma rehabilitation and therapy clinic calendar shows 2 loans ($238,000) in FY2019, then in Oklahoma 6 in FY2020 ($2.7 million), and in Oklahoma 3 in FY2021 ($1.2 million), 4 in FY2023 ($1.4 million) and 6 in FY2024 ($3.3 million) against Oklahoma's peak of 6 in FY2020.

Rehabilitation and therapy clinic cancel and charge-off floors

Because Oklahoma has so few rehabilitation and therapy clinic approvals, the Oklahoma cancellation rate for rehabilitation and therapy clinic is withheld, not printed. The rehabilitation and therapy clinic cohort funded in Oklahoma is too small, so Oklahoma holds no stable charge-off rate for rehabilitation and therapy clinic loans in Oklahoma funded FY2017 to FY2021; Oklahoma withholds the rate, and Oklahoma lenders should not read it as zero.

Oklahoma therapy clinics: what the study tests

A therapy clinic earns from visits, so an Oklahoma study should estimate referral sources, payer mix and reimbursement per visit, count competing clinics and hospital outpatient departments, and show therapist capacity against the schedule. Build-out, equipment and any acquisition price belong beside loans centred on $195,150. Coverage should reflect the months before referral relationships mature. Appraisers value leased clinic space differently from owned medical buildings, so the study should state the real-estate position clearly.

Oklahoma therapy clinics: scope

The class groups rehabilitation and therapy clinics; no coding caveat is recorded, so Oklahoma figures speak to it directly.