Feasibility Study Data for the Brattleboro, VT Micro Area

Brattleboro, VT: what the SBA record contains for Brattleboro

134 SBA approvals landed here for Brattleboro projects between FY2017 and FY2026, carrying $48.0 million across every asset class. Brattleboro holds rank 402 of 928 out of all Brattleboro areas nationwide, with Brattleboro one of them. Loan size centers on $100,000, with half of all loans between $45,425 and $254,500. Brattleboro borrowers borrow less, at 0.48x of the national median.

Brattleboro, VT loans and who holds them around Brattleboro

122 of the Brattleboro approvals were 7(a) loans and 12 were 504 loans; in Brattleboro, 7(a) carries the larger share. Too few loans stand behind the Brattleboro franchise share, so it is withheld and neither given a figure nor treated as zero. 36 loans worth $4.5 million put Manufacturers and Traders Trust Company Brattleboro first among 7(a) holders. 14 loans and $12.0 million belong to Beacon Bank and Trust, in next place. Third on the list is TD Bank, National Association, 13 loans, and EastRise Federal Credit Union at 10. No 504 holder in Brattleboro reaches the five-loan Brattleboro line needed to be named. Lender Brattleboro numbers here are SBA records, nothing more. A threshold for Manufacturers and Traders Trust Company Brattleboro appears for the Brattleboro loans SBA assigns to it; the Brattleboro list neither praises nor faults any holder.

Brattleboro, VT: the class table and county table for Brattleboro

Most of the Brattleboro total sits outside the tracked asset classes: 95 loans that carry codes outside the Brattleboro table. The Brattleboro class rows therefore describe a minority of Brattleboro lending. The Brattleboro class table opens with hotel and motel, 8 loans, Brattleboro then beverage manufacturing (breweries, wineries, distilleries) with 6. Windham County, VT is the largest source of loans, with 134. Demand differs between these counties, so the Brattleboro figure hides some spread.

Brattleboro, VT: outcomes and data limits for Brattleboro

Looking at FY2017 to FY2024 approvals, Brattleboro cancellations came to at least 11.7%; no ceiling is published beside the 11.7% floor, since Loan Analytics withholds it and makes no estimate for Brattleboro. In Brattleboro, no charge-off rate is shown for Brattleboro: too few Brattleboro loans reached the funded cohort, so Brattleboro gets no rate, and a gap never signals none. Volume crested in FY2025, at 22 loans and $5.7 million, and the quietest Brattleboro year before FY2026 was FY2020, at 5 loans and $285,000. Membership in the Brattleboro, VT micro area follows the project county: Windham County, VT and the rest; Brattleboro county membership follows the 2023 Brattleboro delineation, so a loan from an unmatched Brattleboro county appears nowhere.

Brattleboro projects and the study behind them in Brattleboro, VT

Any Brattleboro feasibility study must start from the particular Brattleboro county, because the micro Brattleboro area total blends different markets. Since hotel and motel leads the Brattleboro class table, it has to examine corporate and leisure demand mix and seasonality of occupancy through the year, then room-night demand by segment. Projects in beverage Brattleboro manufacturing (breweries, wineries, distilleries) here the questions are seasonal cash cycles and production capacity and equipment lead times. Debt service coverage in Brattleboro has to survive a weak year; the lender will ask what the Brattleboro building would fetch in a sale. Since Brattleboro loans skew small, a application above the middle Brattleboro half will draw questions the Brattleboro study should answer first.