Feasibility Study Data for the Blackfoot, ID Micro Area

Blackfoot: what the record shows

SBA approved 147 loans in Blackfoot from FY2017 to FY2026, $43.3 million in gross dollars. By loan count, Blackfoot stands 374 of 928 among all areas. The Blackfoot median loan is $128,400. Middle half in Blackfoot: $49,000 to $200,000. The Blackfoot median sits at 0.62x nationally. Program mix for Blackfoot: 123 7(a), 24 504. Franchise brands account for 4.8% of Blackfoot loans. Blackfoot dollars add to $43.3 million.

Blackfoot: which classes and counties lead

Automotive mechanical repair (5) tops Blackfoot; coffee shop and snack bar (5) follow. 117 loans in Blackfoot fit no class, so Blackfoot class patterns say less. SBA locates every Blackfoot loan in Bingham County, ID, 147 in all.

Blackfoot: SBA holders

Each lender below is the current holder of its Blackfoot loans as SBA reports them. Blackfoot 7(a) holders include 68 loans at Zions Bancorporation, National Association ($8.8 million), 17 loans at The Bank of Commerce ($2.2 million), and 7 loans at U.S. Bank, National Association ($3.3 million). Blackfoot holders under 504 include 12 loans at Eastern Idaho Development Corporation ($4.4 million) and 5 loans at East-Central Idaho Development Company ($3.5 million). In Blackfoot, a borrower treats the rows as context. Blackfoot rows promise no one a loan.

Blackfoot: what the floors can say

10.9% is the Blackfoot cancellation floor for FY2017 to FY2024 approvals. Blackfoot withholds a ceiling: Blackfoot loans are too few. No Blackfoot charge-off rate prints. Loan Analytics' own presentation rule leaves out any rate built on a group smaller than 30 loans, and the Blackfoot group is smaller. Read Blackfoot as neither zero nor clean. Treat Blackfoot rates as floors. Later events lift them, Blackfoot included. County names place the Blackfoot loans. Blackfoot follows the July 2023 delineation. Blackfoot omits loans with no county match. Blackfoot totals hold untracked-class loans too.

Blackfoot: testing a project

The Blackfoot trend peaks in FY2025 with 28 loans ($6.4 million) and bottoms in FY2019 with 7 ($4.2 million). FY2017 opened the Blackfoot series with 19 loans ($4.1 million). The latest year, FY2026, shows 18 loans and $5.6 million for Blackfoot. A withheld Blackfoot year lacks loans to print, not activity. A Blackfoot study weighs local demand against Bingham County, ID competitors, not national patterns. The Blackfoot median is $128,400. Set Blackfoot budgets beside it; nationally it is 0.62x. Coverage for Blackfoot is run on weaker income. Blackfoot floors shape that downside. Blackfoot appraisal evidence comes from area sales. Blackfoot income evidence sits beside it. Absorption near Bingham County, ID is tested for Blackfoot on a slow case. Beside Bingham County, ID findings, the Blackfoot study lists what it could not test.